Malik AF, Shah SN. THE RISE OF E-FINANCING: PATHWAYS TO MODERNIZATION IN PAKISTAN’S FINANCIAL SECTOR. Ayden Journal of Management and Social Sciences [Internet]. 2024 Apr. 25 [cited 2025 Aug. 23];11(3):28-33. Available from: https://aydenjournals.com/index.php/AJMSS/article/view/321