MARTINEZ, Maria Isabel Garcia; VELASCO , Juan Carlos Lopez; MENDOZA, Sofia Andrea Gonzalez. CREDIT IN CRISIS: A COMPREHENSIVE EVALUATION OF ACCESS PROBABILITY FOR ECUADORIAN BUSINESSES DURING THE COVID-19 ERA. Research Journal of Accounting and Finance, US, v. 1, n. 1, p. 27–37, 2024. Disponível em: https://aydenjournals.com/index.php/RJAF/article/view/32. Acesso em: 23 aug. 2025.