Martinez, M. I. G., Velasco , J. C. L. and Mendoza, S. A. G. (2024) “CREDIT IN CRISIS: A COMPREHENSIVE EVALUATION OF ACCESS PROBABILITY FOR ECUADORIAN BUSINESSES DURING THE COVID-19 ERA”, Research Journal of Accounting and Finance. US, 1(1), pp. 27–37. Available at: https://aydenjournals.com/index.php/RJAF/article/view/32 (Accessed: 23 August 2025).